Quote-and-Bind Concierge
Replace your insurance broker. We pull quotes from every appointed carrier, compare coverage line-by-line, bind the policy, and renew you on time — with a licensed producer signing every quote.
Gated on: Resident state producer license (P&C minimum) + carrier appointments. 3-6 month gate before active launch.
Why this exists.
Independent agents who quote one carrier, push a renewal, then disappear until next year — while charging 10-15% commission on every premium dollar.
The value stack.
- 01Multi-carrier quote pull every renewal cycle (we hold the appointments)
- 02Line-by-line coverage comparison — exclusions surfaced in plain English
- 03Binding orchestration with carrier portals + e-signature
- 04Endorsement processing within 24 hours of request
- 05Annual coverage review + change recommendations before renewal
Or you don't pay.
If your renewal lands more expensive than last year without a documented reason, we cover the difference for the first 60 days.
Every deliverable is signed by a named reviewer with the relevant credential. Resident state producer license (P&C minimum) + carrier appointments. 3-6 month gate before active launch.
ABN provides operations support, not licensed advice. Final filing or binding decisions require sign-off from your CPA, attorney, or licensed professional.